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TreasuryDirect (Logo)

Savings Bonds

This page is for:

  • Banks that redeem savings bonds or are considering it
  • Employers that offer payroll savings or are considering it

Banks

Bond Redemptions

Banks and credit unions can redeem savings bonds over the counter. Find out more about becoming an agent and redeeming savings bonds.

Training

Discover the options we have to help banks educate their employees.

Guides and Newsletters

Visit this section for resources for banks that cash savings bonds.

Communication Materials

This page offers items for promoting savings bonds and TreasuryDirect to customers.

Pricing Savings Bonds

Our pricing tool, Savings Bond Pro®, helps banks to price and redeem savings bonds for customers. And it's free to our agents.

Employers

Payroll Savings

The Payroll Savings Plan allows employees to save money by investing in savings bonds regularly through payroll direct deposit. Employers can offer electronic securities to their employees through Electronic Payroll Savings with TreasuryDirect.

Note: Treasury phased out the issuance of paper savings bonds through traditional employer-sponsored payroll savings plans as of January 1, 2011. See our FAQ.

Communication Materials

We offer communication materials to help companies and businesses promote savings bonds to their employees.