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Treasury Securities That Have Stopped Earning Interest

Do you have savings bonds or marketable Treasury securities that have matured and stopped earning interest? If so, it's time to cash them in, or reinvest them, and have your money start working for you again.

Note: Securities in TreasuryDirect are automatically cashed, and stop earning interest, on the day they mature. To see the status of a security in TreasuryDirect, go to your TreasuryDirect account. The information below is intended primarily for owners of paper securities—securities held outside TreasuryDirect.

Savings Bonds

Use the tables below to determine whether your savings bonds have stopped earning interest. You should keep a list of your bonds, by serial number, in a safe location and separate from the actual bonds.

To learn whether a savings bond on your list has been cashed, contact:

  • Treasury Retail Securities Site
    P.O. Box 2186
    Minneapolis, MN 55480-2186

The following savings bonds no longer earn interest:

SERIES ISSUE DATE
E All issues
EE January 1980 through November 1988
H All issues
HH January 1980 through November 1998
Savings Notes All issues
A, B, C, D, F, G, J, K All issues

How long savings bonds earn interest, based on issue date:

SERIES ISSUE DATE NUMBER OF YEARS BONDS EARN INTEREST
E May 1941- November 1965 40 years
December 1965 - June 1980 30 years
EE All issues 30 years
H June 1952- January 1957 29 years, 8 months
February 1957- December 1979 30 years
HH All issues 20 years
I All issues 30 years
Savings Notes All issues 30 years

Marketable Securities

Marketable securities--U. S. Treasury bills, Treasury notes, Treasury bonds, Floating Rate Notes, and Treasury Inflation-Protected Securities (TIPS)—earn interest for periods ranging from a few days to 30 years. To find whether a particular marketable security has matured (and therefore stopped earning interest), use our Auction Query.